Our nationally-recognised firm is made up of CFP-qualified and university-educated advisors, because ours is a profession where letters matter. Our award-winning team works in partnership with our Business Advisory and Strategic Lending divisions, to offer a truly integrated advice experience for individuals, families and their connected businesses. Most of all, we just like people. We know the numbers only matter because the people behind them do – and that’s enough to get us out of bed in the morning.
It’s also for these reasons, we keep being recognised by licensees and peak professional bodies including the Financial Planning Association of Australia and the Association of Financial Advisers.
Learn more about Kearney Group’s Private Wealth services including:
Financial Strategy Development
Protection, Risk & Insurance
Retirement & Estate Planning
From slap-dash to strategic.
When we talk about your strategy at Kearney Group Private Wealth, we’re not talking about your super. We’re not just talking about your insurance or investment product advice. We’re talking about a fully personalised roadmap for your whole financial future; a plan addressing your fears, your dreams and everything in between.
We flatly reject the bare-bones, one-size-fits-all product recommendations that so many in our field pass off as “financial planning”. Instead, we take the time to get to know you deeply and tailor your advice so it speaks directly to your needs and the goals of your household. And, with the help of our Business Advisory affiliate, we’re able to support the complex and interconnected needs of households who also run businesses.
With our team, it’s one part art and one part science that lets us produce three parts magic.
Naturally, there’s a lot of method behind the magic of developing your personalised strategy. So you can expect four or five meetings, generally held over a three- to five-week period. Here’s what that process typically looks like.
This meet and greet session comes at no cost or obligation to you. We’ll show you how we work and what we can do for you. If you’re satisfied with our approach, we’ll send you home with a data package to complete, summarising your situation and aspirations.
Meeting 2: Data Collection – This is where we get to know each other better. We’ll use this meeting to ascertain your short, medium, and long-term goals. We’ll dive into the specifics of your current realities, explore your hopes for the future and help you articulate the things you haven’t been able to say out loud before.
In this meeting, you’ll witness the magic of what makes Kearney Group the frontier of truly integrated financial advice. We’ll discuss varying strategies and how they support your objectives. Once we’ve agreed on the approach, your dedicated advisory team will begin formalising your plan.
This is the big reveal; the moment where you get to see all our conversations and the information we’ve gathered from you woven together into a tangible, liveable and breathable plan for the future. Once you’re happy that we’ve captured everything, we’ll get your signoff and move onto implementing your advice.
One of the many bonuses of working with Kearney Group Private Wealth is that we do a lot of the paperwork for you.
Hate the fine print? We thrive on it. Don’t remember why you’re signing something? We’re here to guide. These meetings are designed specifically to deal with the tidal wave of paperwork and disclosure documents that can waterlog dreams before the strategy even starts sailing.
We gather all the necessary documents and together, work through the final details, sign forms and get everything in place to jolt your strategy to life.
You’re SMART. So is your strategy.
Life is always on the move. To keep ahead of the curve, Kearney Group Private Wealth’s financial strategies are made to adapt. In your regular SMART Review, we’ll track your progress, address any changes to your goals or circumstances and help you keep up with the ever-changing world out there.
We might advise you make slight course corrections or give you a well-deserved pat on the back. Whatever happens: no financial plans sit and gather dust around here. Your strategy will be living and breathing – SMART. Just like you.
How is your portfolio designed?
Building your portfolio is serious business, and our first priority is your wellbeing and financial security. Whatever your goals, we’re here to create a portfolio that works for you and reflects your needs and circumstances, all while generating competitive returns. Something feels uncomfortable? Pull a chair up and let’s discuss. Want to speed things up a little? We’ll see what we can do.
Because the economy and markets are ‘living’ things, we prefer active management and keep a close eye on global economic conditions and trends – ours is never the ‘set it and forget it’ approach.
We’re also big believers in returns that are good for our community and planet.
When selecting fund managers, we actively consider their ethical and Socially Responsible Investment characteristics. If you have specific ethical or philosophical considerations, we’re always here to listen. We want to stand proudly behind our work, when you’re proud of it too.
With managed funds, the world’s your oyster. Say hello to investment opportunities in Australia and all across the globe.
To give you access to the best opportunities, we’re constantly poring over research and data to form a ‘house view’ about economies and markets.
Our Investment Committee – including industry experts and our colleagues at Zenith Investment Partners – identifies the most attractive markets, selects the best fund managers within them, and then constructs a range of managed fund portfolios that bring our insights to life.
At Kearney Group Private Wealth, you’ll have access to the entire Australian Stock Exchange and the option to incorporate direct shares into your investment portfolios.
We develop and maintain a list of preferred shares. And, once you’re invested, our advisors keep an eye on your portfolio – letting you know of any changes to research recommendations, so you stay nimble, diversified and ahead of the curve.
The L word.
L for lifestyle. At Kearney Group Private Wealth, everything we do boils down to helping you live the life you want – sooner rather than later.
Whether you’re getting a full financial plan, or just need a bit of advice to get you started, our team can help you manage cash flow, develop a customised budget, set income targets or plan for big spends and landmark moments. We provide all the systems and resources you need to start – and keep – living the dream, no matter what life throws at you.
Budget isn’t a bad word here at Kearney Group Private Wealth; we believe it facilitates your lifestyle and ensures you always have more than enough. Whether you have basic expenditures or lots of line items, we make budgeting easy and straightforward – never restrained or restrictive. Here’s what we can do for you:
What’s more, if you happen to run a business, we can fully integrate your business and household budgets for clarity and peace, at home and work.
It’s a question we’re often asked. Once we’ve identified your personal and lifestyle goals, we weave them carefully into our modelling tools to get a bit closer to the answer.
By understanding your spending patterns and loose timeframes for life’s big decisions – you know, if and when you might have a family or take a trip of a lifetime – we’re able to calculate what you need to earn now, when it’s time to ask for that promotion, and when it’s okay to slow down.
We’re human too and know things can change, so we’ll regularly review your goals and adapt your plan as often as needed.
Have your eyes set on a new car, house, or investment? Planning a wedding or family? Dreaming of that vacation of a lifetime?
When it comes to life’s defining moments, we’re here to help. We show you what’s possible, and when and how to manage the costs.
We adjust your financial plan to reflect your changing goals and circumstances, and where needed, we can get our Business Advisory and Strategic Lending divisions involved too: tax considerations, debt structure and management, and funding are all part of our multi-disciplinary approach. If it’s part of your life, it’s part of our plan.
Can you ever really be properly prepared for retirement? At Kearney Group Private Wealth, we believe our responsibility is to make sure the answer, at least from a financial perspective, is yes – so you can plan and pay attention to the emotional, psychological and mental shift you’re about to embark on. Here are a few of the things we can help with:
Your Superannuation Strategy.
Australia’s superannuation system is unique and we can help you access all of its benefits.
How much to contribute? When? Should you salary sacrifice? What’s self-managed superannuation? Are contributions tax-deductible? How do co-contributions work? Do you have enough to sustain you into the future?
There’s a lot to think about.
At Kearney Group Private Wealth, we’ll help you answer all of these questions and more. And, best of all, our Business Advisory division is on hand for additional SMSF support or when complex tax matters are involved.
From Anything That Could Go Wrong.
Most of us simply hope that nothing ever goes wrong. At Kearney Group Private Wealth, we transform hope into robust plans and strategies for managing risk. Always with your best interests in mind.
Of course, even those with 20/20 vision have blind spots. We’re here to help you think through all the angles with a comprehensive suite of insurances, services and risk management strategies at the ready. We can also organise insurance on your behalf, manage the paperwork and handle claims as needed.
So, are you protected? It’s a million dollar question that pays to ask now rather than risk for later. Protect yourself and your family with:
The potential fallout and financial hardship of a sudden illness, disability or death can make traumatic events a thousand times worse. Our team is here to help navigate these sensitive discussions and organise any insurances (like life, TPD or trauma) on your behalf – all with the goal of keeping your loved ones burden-free.
Working with Kearney Group means we’re with you through the good and the bad. So should you need assistance with a claim, we’re only ever a phone call away.
Car, home, contents insurance: these are no-brainers when it comes to protecting your belongings. But that’s just stuff. Your ability to generate an income is actually your biggest asset. That’s why we think income protection insurance should be a no-brainer as well.
Estate planning at Kearney Group is much more than just checking your will: it’s about leaning on our integrated advisory teams and extended professional network to untangle your life’s complexities, protect your rights and ensure your deepest of wishes are upheld.
Kearney Group and our team have been awarded throughout our history. It’s nice to be acknowledged in a profession, even when you’re trying to transform it. Below are some of our recognitions:
2018 Boutique Firm of the Year - Australian Accounting Awards
2017 AFR Top 100 Accounting Firms
2015 Practice of the Year Victoria/Tasmania
2015 AFA Australian Practice of the Year
2015 Most Trusted Advisers
2014 National Practice of the Year
2014 Practice of the Year Victoria/Tasmania
2013 Best Practice Awards
2012 Practice of the Year Victoria/Tasmania
2011 CPA Young Achiever Award - Lachlan Ezard
2011 National Practice of the Year
2011 Practice of the Year Victoria/Tasmania
Our business has doubled in size every 12 months since we started the Kearney journey… so the proof is in the pudding.
Shaun Clancy, Director,