The kearneygroup.com.au website (“this website”) is owned by Kearney Group Pty Ltd (ABN 62 140 859 481). It is operated by Kearney Group Pty Ltd and other companies or entities that are affiliates of Kearney Group Pty Ltd (referred to collectively as “Kearney Group Financial Services” or “Kearney Group”).
Kearney Group reserves the right, at its sole discretion, to change, modify, add or remove portions of these Terms and Conditions, at any time. It is your responsibility to check these Terms and Conditions periodically for changes. Your continued use of the website following the posting of changes will mean that you accept and agree to the changes.
If the whole or any part of a provision of these Terms and Conditions are void, unenforceable or illegal in a jurisdiction it is severed for that jurisdiction. The remainder of the Terms and Conditions have full force and effect and the validity or enforceability of that provision in any other jurisdiction is not affected. This clause has no effect if the severance alters the basic nature of the Terms and Conditions or is contrary to public policy.
PRODUCTS & SERVICES
All products and services referred to on this website are provided by:
These entities are collectively referred to as “Kearney Group Financial Services” or “Kearney Group”. Kearney Group operates from Suite 8, 651 Victoria Street, Abbotsford VIC 3067.
Although one adviser in Kearney Group may offer you different services, each entity is solely and separately responsible for the services provided by its representatives.
Business Advisory Services
Kearney Group Business Advisory Pty Ltd (ABN 80 007 077 947) is a CPA Public Practice. Liability limited by a scheme approved under professional standards legislation.
Kearney Group Private Wealth Pty Ltd (ABN 39 159 163 774) provides financial services as a Corporate Authorised Representative of Imagineering FS Pty Ltd (ABN 41 627 350 636), which is the holder of Australian Financial Services Licence (AFSL) 510873.
Imagineering FS Pty Ltd authorises and is responsible for the strategic advice provided by Kearney Group Private Wealth Pty Ltd only, and Imagineering FS Pty Ltd is in no way responsible or liable for the accuracy or quality of the information provided by representatives of the other Kearney Group entities.
Consumer Credit Services
Kearney Group Strategic Lending (ABN 23 609 631 816) is a Corporate Credit Representative of Australian Finance Group Ltd (AFG) (ABN 11 066 385 822), 100 Havelock Street, West Perth WA 6005 which is the holder of Australian Credit Licence (ACL) 389087.
The content found within this website is for your information only. This website, in whole or in part, is not designed for the purpose of providing personal financial, investment or business advice. Information provided does not take into account your individual objectives, financial situation or needs.
Before acting on information or general advice on this website, you should first consider its appropriateness for your particular objectives, financial situation or needs. You can either make this assessment yourself or seek the assistance of an adviser or an independent legal professional.
If the general advice relates to the acquisition, or possible acquisition of a particular financial product, you should obtain and consider the appropriate Financial Services Guides and Product Disclosure Statements before making any decision about whether to acquire the product. Copies of these documents can be obtained by contacting Kearney Group in writing.
Where this website references investment results or historical performance data, it is important to understand that past performance is not a reliable indicator of future performance.
Unless otherwise stated, Kearney Group does not guarantee any particular rate of return or performance of any investment. Any investment is subject to market and other risks. Please consult the relevant Product Disclosure Statements for more information.
DISCLAIMERS & LIMITATION OF LIABILITY
This website is intended for use by persons accessing the website from within Australia. The services described are only available to persons accessing the website from within Australia.
Kearney Group cannot guarantee the safety or security of your computer system or other electronic devices. Kearney Group does not accept liability for any loss or corruption of electronically stored data or any damage to any computer system or other electronic device sustained in connection with the use of the website or user content.
Kearney Group makes no representations or warranty of any kind, express or implied as to the operation of the website or the user content. You expressly agree that your use of the website is entirely at your sole risk. To the extent permitted by legislation such as the Competition and Consumer Act 2010 (Cth), this website is provided on an “as is, as available” basis.
The Competition and Consumer Act 2010 (Cth) and similar Commonwealth, State and Territory legislation in Australia may confer rights and remedies on you in relation to the provision by us of the website (including any functions contained on the website) which cannot be excluded, restricted or modified (Non-excludable Rights). Except for any Non-excludable Rights you agree to exclude all other conditions and warranties implied by custom, law or statute.
To the extent permitted by law, Kearney Group expressly disclaims all responsibility for any loss, injury, claim, liability, or damage, or any indirect, incidental, special or consequential damages or loss of profits whatsoever of any kind resulting from, arising out of or any way related to:
The maximum aggregate liability owed by any of Kearney Group’s entities for all proven losses, damages and claims arising, including liability for breach, in negligence or in tort or for any other common law or statutory action, is limited to an aggregate of all claims, where the maximum aggregate amount is equal to the total amount paid by you to us for services provided by us to you.
THIRD PARTY INFORMATION
This website may contain references, promotions, information or links to external providers, websites and/or servers over whom Kearney Group has no control. Such information and links are provided for your convenience only. Kearney Group has not verified, and assumes no responsibility for, the content of any other website. A link to or from a third party website is not an endorsement, approval or recommendation of that website, the operator(s) or the content contained on the website.
If you choose to follow a link to or from a third party website, you do so entirely at your own risk and Kearney Group takes no responsibility for loss or damages arising, either directly or indirectly, from the reliance on, the use of or inability to use links via this website.
All content, unless otherwise stated, is the sole and legal property of Kearney Group.
Unless you have received the express, written consent of Kearney Group:
Where Kearney Group provides third party material on this website, it is your responsibility to seek out appropriate permissions from the copyright holder for that material.
FEEDBACK & COMPLAINTS
Kearney Group appreciates your feedback and is committed to fair and efficient resolution of all complaints.
If you have feedback or concerns about this website or these Terms and Conditions, please contact Kearney Group’s Software Division Manager.
Software Division Manager
PO Box 3347
Burnley North VIC 3121
Phone: +61 3 9428 8822
Advice & Services
Our aim is to resolve any nagging concerns you may have, before they become a formal complaint.
If you have any concerns about Kearney Group’s advice, products or services, please first contact Kearney Group’s Corporate Governance Manager.
Corporate Governance Manager
PO Box 3347
Burnley North VIC 3121
Phone: +61 3 9428 8822
Formal complaints should be directed to our Corporate Governance Manager in writing.
We will acknowledge your complaint as soon as we can after receipt of your complaint. We will let you know if we need any further information from you to resolve your complaint.
Kearney Group will investigate the complaint and prepare a response to the complaint in writing, in a reasonable period of time. We strive to resolve most complaints within five business days but some matters take longer to resolve. If your complaint is taking longer, we will let you know what is happening and a date by which you can reasonably expect a response.
If you are not satisfied with our response or the manner in which we dealt with the complaint, there are other bodies with which you can escalate your concerns. The Australian Financial Complaints Authority (AFCA) can consider most complaints involving providers of financial services.
AFCA can be contacted at:
Australian Financial Complaints Authority Limited
GPO Box 3
Melbourne VIC 3001
Phone: 1800 931 678