We know that thinking about prolonged illness, disability or premature death is difficult. But should such a traumatic event arise, the complication of financial hardship only makes this experience even more distressing.
At Kearney Financial Planning, our advisers will gently guide you through these challenging discussions and will facilitate the establishment of life, TPD and trauma insurances as required. These extremely important lump-sum protections will help to cover your outstanding debts and financial responsibilities in the event of disability or death. When properly structured, these insurances should sustain your loved ones’ current standard of living.
As ever, our advisers will guide you through the wide range of options, ensuring you receive the kind of insurance best suited to your individual requirements, with the appropriate level of coverage. Additionally, strategy can be applied to the taxation of premiums, helping you manage these important protections in a tax-effective manner.